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TAK Technology

Financial Technology

Payment infrastructure, banking integration and transaction platforms.

The problem

Payments involve many parties: businesses, banks, wallets and public services. Connecting them reliably is hard, and reconciling them is harder.

Our capability

We build payment and transaction infrastructure and integrate it with banking systems. BillPay, our own platform, is the foundation.

Our approach

We start by sitting with your teams and inspecting what runs today, and we agree what “done” means before any code or cable. Design produces an architecture, a security model and a fixed scope. Delivery happens in short increments you can see and test, followed by independent security testing, hardening and a handover your auditors will accept. After go-live we stay on as a managed support partner.

What we deliver

Payment infrastructure
Platforms that connect payers, billers and financial institutions.
Banking integration
Integration with core banking and surrounding systems.
Settlement and reconciliation
Processes and tooling that keep every party’s records consistent.

Projects

Illustration of a customer paying a merchant by phone in front of a bank
FinanceCompleted2025

BillPay merchant collections for ZemZem Bank

ZemZem Bank · Addis Ababa

Business customers collect through bank, wallet and card channels with one integration and one reconciliation file.

TAK role — Product owner and integration lead

BillPay · Core banking integration · REST APIs · Reconciliation

Illustration of a phone confirming a payment between a bank, servers and a telecom tower
FinanceCompleted2024

Bill-payment integration for ethio telecom

ethio telecom · Nationwide

Billers receive confirmed payments and a daily reconciliation without building their own integration.

TAK role — Integration partner

BillPay · Mobile money · Message queues · REST APIs

Have a challenge in this area?

Let's design, integrate and build the system that solves it.